Budget Spreadsheet Template
Zero-based monthly budget spreadsheet—works in Excel, Sheets, or LibreOffice.
Excel / LibreOffice / Numbers — includes a How to use tab.
Quick facts
- Price model
- Strategy
- Best for
- Spreadsheet lovers · Offline budgeting · Custom categories
- Replaces
- YNAB, EveryDollar Plus, Budget app subscriptions
- Last verified
- 2026-06-22
Why it's listed
The most durable budget tool is a spreadsheet—you already know how to export it.
Pre-built categories, sinking funds, debt snowball tab, and annual summary. No app login required; duplicate each year and own the file forever.
The catch
Manual entry unless you build bank import yourself.
Good fit for
- DIY budgeters
- People burned by app shutdowns
Not ideal for
- Anyone who won't touch spreadsheets
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