appMoney & BudgetingFeaturedSetup guide
Actual Budget
Open-source envelope budgeting app you can self-host or sync. No SaaS subscription required.
FREEOPEN SOURCELOCAL-FIRST
Replaces: YNAB, Monarch Money…
Open source
View find →Money & Budgeting
Free budgeting tools, audit checklists, and practical systems for cutting recurring charges without a finance-app subscription.
Need a budget reset without another monthly app?
5 products in this category.
appMoney & BudgetingSetup guide
Firefly III
Self-hosted personal finance manager for tracking expenses, budgets, and net worth.
FREEOPEN SOURCESELF-HOSTED
Replaces: Mint, Personal Capital premium tools…
Self-hosted
View find →appMoney & BudgetingSetup guide
GnuCash
Desktop double-entry accounting for households and small businesses, free forever.
FREEOPEN SOURCEOFFLINE
Replaces: QuickBooks Simple Start, Paid personal finance apps
Open source
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Money Manager EX
Straightforward open-source money manager for accounts, budgets, and reports.
FREEOPEN SOURCEOFFLINE
Replaces: Quicken subscription, Paid budget apps
Open source
View find →appMoney & Budgeting
HomeBank
Lightweight free finance app for categorizing spending and charting trends.
FREEOPEN SOURCEOFFLINE
Replaces: Mint, PocketSmith entry tiers
Open source
View find →Get the no-monthly list
Useful alternatives and smarter ways to cut recurring bills, no fluff.